Terms of Business
General
This web site is owned, operated and maintained by Spanish Property Brokers. Our office address is Roundponds Business Centre, 67 Roundponds, Melksham, SN12 8EB.
Spanish Property Brokers acts as an introducing agent for property offered for sale on this web site. All sales information is provided by the sellers and published by us in good faith but we cannot take any responsibility for any errors or omissions in those sales particulars.
Prospective purchasers should always carry out their own checks as to the accuracy of sales information prior to making a reservation.
Privacy Policy
This will explain our policy relating to what personal data is collected, how it’s stored and to whom the data may be disclosed.
If you wish to use our web site then we will assume that you have accepted this policy in its entirety. You can access and modify any of your personal data by writing to us. Please be aware that under the Data Protection Act 1998 an administration charge may be payable. Full information about your rights under UK data laws can be obtained from the appropriate government department or ' www.dataprotection.gov.uk'
Information provided by you on any part of this web site may be stored electronically or in a documentary format. The data collected will include personal details We use the data to provide our property related services to you.
We may send letters and email messages to you about new products and services which we consider may be of interest to you. You can choose not to receive this material by using the ‘unsubscribe’ feature in our email marketing or writing to us at Roundponds Business Centre, 67 Roundponds, Melksham, SN12 8EB.
We will treat all your personal information as private and confidential (even when you are no longer a client) except where we are required to disclose it by Law or where disclosure is made at your request. You have the right of access under the Data Protection Act 1998 to your personal records held on our files.
Seller
The sellers of property on this web site are Spanish Property Developers located in Spain.
Properties
The properties will include the transference of a Builders Warranty.
Where properties are being purchased from the Developer then the buyers legal representative should always ascertain that the property has an approved legal title.
Property Prices
We endeavour to ensure that the property latest prices are shown on this web site However the sellers have the discretion to amend prices at any time but do not always pass on price amendments to Spanish Property Brokers. You should always ascertain the price of any property prior to purchasing.
Mortgage
All properties can be purchased for cash.
Where a mortgage is required on a developer owned property then the buyer is at liberty to make their own financial arrangements for a mortgage. However clients should be aware that mortgages in Spain are still difficult to obtain and the process can be complex. We recommend clients use the services of Bank Inter who offer free mortgage assessments via fluent English speaking staff. Please let us know if you require a referral.
Mortgage lenders amend their criteria for mortgage from time to time. Spanish Property Brokers cannot be held responsible should these changes affect adversely a clients ability to obtain adequate mortgage finance.
Reservation Date
The reservation date is the date that a fully completed reservation form together with the reservation deposit is received at the offices of the seller or their representative.
Purchase Period
The period normally runs for 30 consecutive days from the reservation date.
When purchasing from a Developer the reservation period will be as explained on their sales document.
Reservation Deposit
The normal reservation deposit is 10% of the purchase price. An initial deposit is required on the date of formal reservation with the balance of the normal 10% deposit becoming payable within 10 days of reservation date.
Purchases in Spain are made under the terms and conditions of the Spanish Agent. Clients should ensure that they receive a copy of these and are happy to proceed under these terms and conditions before committing themselves to a purchase.
Completion
Properties under construction by a Developer will have a completion date when the property purchased is complete and ready for habitation.
Inspection Trips
Clients must pay the costs for traveling to/from Spain. We recommend a visit of 3 days is usually appropriate. Our associates in Spain offer various incentives such as; travel cost refunds; free airport transfers; free hotel accommodation and more. Please discuss these offers with us.
Spanish Property Brokers will arrange for their representatives to meet clients at our hotel and will escort them to view their chosen properties and can provide valuable local knowledge in your property quest. Our representatives in Spain will also arrange Airport pick-up and return if required.
Notary Fees
The buyer is free to select their own legal representative to deal with the transaction and is responsible in paying their fees.
Property Taxes
The buyer is responsible for the payment of Spanish Property taxes.
NIE / Overseas Bank Account
Clients will need to be in possession of a Spanish N.I.E. (National Insurance) number prior to legal completion to comply with Spanish law. In addition a Spanish bank account is needed to pay mortgage repayments, local utility bills etc. Our agents in Spain will assist you with this process.
Cancellation
The purchaser can withdraw from the sale at any time during the reservation process prior to completion. However any reservation deposits paid to the sellers may be non-refundable. The buyer should ascertain the situation with the seller prior to making a formal reservation.
Complaints
Our customers are our top priority and we work hard to provide you with a professional and confidential service. However, if at any time you think we haven’t met your expectations please let us know as soon as possible. We will try to do everything we can do to put things right quickly and fairly.
If you wish to register a complaint you should contact our Complaints Officer on 0845 0945699 or write to:
Complaints Manager, Spanish Property Brokers, Roundponds Business Centre, 67 Roundponds, Melksham, SN12 8EB.